United Community Bank has a fair savings rate you can find higher rates with other banks. United Community Bank provides customers with the full slate of product offerings, including savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. Overall, United Community Bank is a bank with better alternatives, with a rating of 3.5 out of 5 stars from the SmartAsset team. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. United Community Bank, whose headquarters are in Blairsville, Georgia, lacks premium access to support representatives, with no options for live chat or all-day service. Started in 1950, United Community Bank has $26.06 billion in assets as well as $22.65 billion in deposits, ranking it as a large bank.
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